Budgets. Are. The. Worst.

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We all know what they are, many of us use them religiously, many of us (myself included) try desperately to stick to one, and some of us like to fly by the seat of our pants…what’s a budget?

But when it comes to wedding planning it’s a must-have to make sure you aren’t overspending. It can be so easy to spend $50 here or $250 there for minor details of a wedding. A wedding day emergency kit, a little something extra for your bridesmaids, champagne for your wedding morning mimosas. It adds up, and it adds up quickly when you don’t have a budget. The very last thing you want to do after saying “I Do” is to look at a credit card statement and realize how much you actually spent on your wedding. Yes, it should be the best day of your life, sharing your love with all of your family and friends, committing to a lifetime of love, friendship and adventures with your soul mate. But it should not leave you feeling anxious about paying it off afterwards, after all it really is only one day of your life!

Here are a few tips we want to share with you for staying on budget and letting your money work for you:

  1. Set a realistic Budget. You and your fiancé need to get your finances together and decide how much you can save towards the wedding together. If you will have additional help from family (whoo-hoo!) then you can add that in as well. See what your budget looks like and go from there.
  2. Check out our Budgeting Tool. Here you can enter in your max budget and it will break down approximate costs of what you should be spending on what.
  3. Figure out what matters most to you and your fiancé and compromise on those things that aren’t that important. Make sure you are both getting something you really want. Do you want an amazing dress? Does he want a cigar bar? Do you really care if all of the chairs have chair covers on them or if the napkins are monogrammed?
  4. Save money effortlessly with Digit. Here’s how it works, download the app, then set up how much you want to save a day, set your own limits. The app connects to your checking account and analyzes your balance, upcoming income and bills, and recent spending to decide how much it will save for you that day. We’ve been using the app for just over a year and have saved over $1,000 without even thinking about it. $1,000 could pay for a dress, the DJ, floral arrangements, or some of those tiny details you wanted but didn’t think you could afford. Use this link to get started and get $5.00 just for signing up.

Whether you are just beginning your wedding planning or are only a few weeks away from the big day, make sure you are checking in your finances.

If you think you may need additional help, check out our friends at Key Resources to help you budget, save and plan for your future!